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Why Choose Matlin Injury Law for Your Centennial Rideshare Claim?
Choosing the right legal representation can significantly impact the outcome of your case, and at Matlin Injury Law, we stand apart by providing the personal attention that larger firms often lack. You will work directly with your attorney, not a case manager, ensuring your case receives the experienced oversight it deserves, while our proven results, including $1.5 million and $800,000 recoveries for motor vehicle accident victims, demonstrate our ability to secure meaningful compensation. Our deep local knowledge of Centennial and South Metro Denver, including traffic patterns along I-25, Arapahoe Road, and Parker Road, allows us to build stronger, more precise claims, and our reputation for trust is reflected in over 300 Google reviews and a 5.0-star rating. We also operate on a “No Win, No Fee” basis, meaning you pay nothing unless we recover compensation for you, and our commitment to excellence is further validated by our BBB A+ rating and recognition by The National Trial Lawyers as a Top 100 firm.
Understanding Rideshare Accident Claims in Centennial
A rideshare accident involves any collision where an Uber or Lyft vehicle is a factor. These cases are more difficult than typical car accidents. Drivers often use personal vehicles for commercial purposes. This creates a “gray area” between insurance policies.
In Centennial, these accidents frequently occur on high-traffic roads. These include:
- Interstate 25: High speeds and heavy congestion lead to severe collisions here.
- Arapahoe Road: This busy commercial corridor has frequent stops and turns.
- Parker Road: This road is known for heavy commuter traffic and complex intersections.
The legal process involves identifying which insurance policy is active. This depends on the status of the driver at the time of the crash.
Understanding Colorado Rideshare Insurance Laws
Colorado law requires rideshare companies to provide specific insurance coverage. This depends on the driver’s status. This is often called the “Period” system.
- Period 1 (App On, No Request): The driver is logged in but has no ride. Uber and Lyft provide contingent liability coverage. This includes $50,000 per person for bodily injury. It also includes $25,000 for property damage. This applies if the driver’s personal insurance denies the claim.
- Period 2 (Request Accepted, En Route): A $1 million third-party liability policy becomes active once a driver accepts a trip.
- Period 3 (Passenger in Vehicle): The $1 million liability policy remains in effect while a passenger is in the car.
UM/UIM Coverage: Colorado HB22-1089 requires rideshare companies to provide Uninsured/Underinsured Motorist (UM/UIM) coverage. This must be at least $200,000 per person during Period 3. This protects you if an at-fault driver lacks enough insurance.
Understanding these tiers is important. Insurance adjusters often try to shift a case into a lower-coverage period. We use digital evidence and app logs to prove the active period.
How We Build a Strong Case for Your Recovery
Building a successful rideshare claim requires more than just filing paperwork. We take a proactive approach to gathering evidence.
- Digital Evidence: We secure GPS data and app logs from Uber or Lyft. This confirms the driver’s status and location.
- Accident Reconstruction: In difficult crashes, we work with experts to recreate the scene. This helps us prove fault.
- Medical Documentation: We help you document the full extent of your injuries. If you need focused care, we can help you find reputable providers. These include facilities like Centennial Medical Plaza or Sky Ridge Medical Center.
- b We track down and interview witnesses. They provide independent accounts of the accident.
Contact a Centennial Rideshare Accident Lawyer Today
You do not have to face insurance companies alone. At Matlin Injury Law, we handle the legal details. This allows you to focus on your physical recovery. We understand the stress of medical bills and the uncertainty of the future. Our legal team provides the clarity and representation you need.
If you were injured in a rideshare accident in Centennial, contact us today. We offer a free case evaluation. We will review the details of your crash and explain your options.
Call Matlin Injury Law at (303) 854-6078 to speak with an attorney today.
FAQs
Who is liable if my Uber or Lyft driver crashes in Centennial?
Liability depends on the specific facts of the crash. If your rideshare driver caused the accident, you may seek compensation. You can use their personal insurance or the rideshare company’s policy. If another driver hits your vehicle, that driver is liable. Sometimes, multiple parties share responsibility.
What if the rideshare driver was "offline" at the time of the accident?
If the driver was not logged into the app, they are a private citizen. Their personal auto insurance policy applies in this scenario. Uber and Lyft’s commercial policies do not provide coverage unless the driver is active.
Can I sue Uber or Lyft directly for my injuries?
Directly suing the parent company is difficult. Rideshare companies typically classify drivers as independent contractors. However, you can file a claim against the $1 million liability policy. Uber and Lyft provide this for active trips. Our legal team focuses on maximizing the recovery from these resources.
How much is my Centennial rideshare accident case worth?
The value of your case depends on your injuries. It also depends on medical costs and lost wages. Compensation can include economic damages like hospital bills. You may also recover non-economic damages for pain and suffering.
How long do I have to file a claim after a rideshare crash in Colorado?
In Colorado, the statute of limitations for motor vehicle accidents is three years. This is per C.R.S. § 13-80-101. However, claims against government entities have a 182-day notice requirement. This is per C.R.S. § 24-10-109. It is important to consult a lawyer early to preserve evidence.
What happens if the rideshare driver’s personal insurance denies my claim?
Most personal auto insurance policies have a “business use” exclusion. They will not pay for accidents that occur while the driver is working. When this happens, we use the rideshare company’s commercial policies. This helps you get the recovery you need.
Do I still have a case if I was partially at fault for the accident?
Yes. Colorado follows a “modified comparative negligence” rule. This is per C.R.S. § 13-21-111. You can still recover damages if you are less than 50% responsible. However, the court will reduce your compensation by your percentage of fault.
Do I still have a case if I was partially at fault for the accident?
We settle most rideshare claims through negotiation. This often happens before a trial becomes necessary. However, we are prepared to take your case to court. We will fight for the recovery you deserve if the insurance company is unfair.
Should I accept the first settlement offer from the insurance company?
Rarely. Initial settlement offers are often low. They are designed to close the case quickly. These offers frequently fail to account for future medical needs. You should always have an attorney review any offer.
